Filing your ITR-4 Form online may sound tricky at first, but it’s actually one of the simplest and most convenient ways to report your income, claim deductions, and stay fully tax-compliant. Let’s break it down step by step so you can confidently complete your return in no time without any confusion.
Who Can File ITR-4?
ITR-4 is designed for:
- Individuals, HUFs, or firms (not LLPs).
- Income up to ₹50 lakh in a financial year.
- Business income under Section 44AD/44AE or professional income under 44ADA.
- Income from salary, one house property, or interest.
You cannot use ITR-4 if your income exceeds ₹50 lakh, you are a director in a company, own unlisted shares, or have multiple house properties.
Documents You Need
Before starting, keep these ready:
- PAN, Aadhaar, and bank details (linked & validated).
- Salary slips / Form 16.
- TDS certificates, interest income proofs.
- Business or professional income statements.
- Investment proofs for deductions (80C, 80D, etc.).
How to File ITR-4 Online (Step by Step)
- Log in to the Income Tax Portal.
- Go to e-File → Income Tax Returns → File Return.
- Select the Assessment Year and choose ITR-4 (Sugam).
- Fill sections: Personal info, income details, deductions, and tax paid.
- Preview & Validate the form to remove errors.
- Submit & e-Verify using Aadhaar OTP, net banking, or EVC.
Common Mistakes to Avoid
- Choosing the wrong Assessment Year.
- Filing ITR-4 when not eligible.
- Forgetting to link Aadhaar with PAN.
- Missing e-verification.
Why File Online Instead of Offline?
- Faster processing and quicker refunds.
- Auto-filled details reduce mistakes.
- No paperwork, no delays.
Professional Help
If you’re unsure, platforms like Kanakkupillai’s ITR-4 filing service can guide you through the process. You can also explore their main website, Kanakkupillai, for broader tax and compliance solutions.
Penalties for Late Filing
- ₹1,000 to ₹5,000 fine under Section 234F.
- Loss of certain deductions and delayed refunds.
So, file on or before the due date (usually 15 September 2025 for AY 2025-26).
Conclusion
Filing ITR-4 online is straightforward if you are familiar with the rules, keep your documents organised, and follow the portal’s step-by-step process. Whether you do it yourself or use expert services like Kanakkupillai, filing on time helps you avoid penalties and enjoy hassle-free refunds.
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