Saving vs Investing: Which Makes You More Money in 2025?

When it comes to saving vs investing, which option actually grows your money better in 2025? While savings accounts offer safety and liquidity, investment avenues like mutual funds, stocks, and ETFs have historically outperformed traditional saving methods in terms of returns. This fundamental difference can significantly influence your financial growth. Although savings provide stability—with banks like SBI or HDFC offering up to 7% interest in fixed deposits or high-yield accounts—these rates often struggle to keep up with inflation. On the other hand, long-term equity investments in India have historically delivered average annual returns between 10–12%, offering a better hedge against rising costs.