Is It Worth It to Pay Someone to Take My Online Class?

Lately, I’ve been overwhelmed trying to balance work and studies. I keep seeing people mention that they pay someone to take their online class, and I’m curious about how it actually works. Some say it saves time, others think it’s risky. I’ve also heard about services offering online class help from the USA that claim to handle assignments, exams, and deadlines for you. Has anyone here tried this before? Is it really reliable, and how do you make sure the person taking your class is qualified? I’m just wondering if this is a smart move or something that could backfire in the long run.