- First of all Stop the car and try to find a safe area nearby
The law requires you to stop your car and not flee the scene of the accident. Sometimes it can be dangerous to stop immediately because of the road, weather or traffic conditions. If it is unsafe then try to find the nearest safe stopping place. If you are at a motorway then stop at the hard shoulder or if you are on a city or town road then a side street away from lots of traffic can be ideal.
- Check if you or any passengers are injured, call an ambulance if required
If it was a bad car accident, someone might be injured. Check yourself for injuries and then also check on your passengers, if you find anyone with mild to severe injuries it’s always the best practice to call for an ambulance.
- Emergency services like Fire brigade, police and ambulance should be called
Fire Brigade services should be called if your or the Third party’s car is on fire. Sometimes they have to be called upon if someone is trapped inside a vehicle or the vehicles are blocking the road. Ambulance services should be called in case there is injury to the occupants of any cars or pedestrians involved in the accident.
- Exchange details with the Third party involved
By law you need to exchange your details with the Third Party. The details you need to exchange are, your Car Reg, Your Name and Address, your phone number and if known to you then also your insurance details. So that all information is correctly captured you can ask to see the Driving license of the Third Party and take a photo of it to confirm Name and address. Take photos of vehicle damage and try to make videos too as this can help Admiral Claims and Third-party insurance to identify liability.
- Gather information on the incident
Admiral and other insurance companies use information you give them and they gather about the accident, to determine who is at fault for the incident. Try to collect all the information you could about the accident. This includes but is not limited to taking photographs, taking vehicle registration numbers, names and contact details of all individuals involved in the accident, taking notes about the location of incident, weather conditions, road conditions, date and time of incident. Try speaking to any witnesses and take their names and numbers. They can later corroborate your story and it is considered as strong evidence to prove fault.
- Contact Admiral Claims Number
You should contact Admiral accident number and give all the details of the incident. If you are not at fault for the accident you can choose your own repair network and can get your own hire or replacement car. We will arrange all of that for you completely free of cost. We will make sure that your no claim bonus stays unimpacted, you don’t have to pay any excess and your car is repaired from an authorized garage.