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Career & Finance Fridays

Money & Finances

How You Can Live for FREE or Cheap While Travelling the World

After a long, dark season of restrictions and limitations, things are looking up. There's a light at the end of the tunnel, we're returning to a semblance of normal - and finally, travel is becoming possible again. And with it, a lot of us are dying to go see the world.

Travelling is a wonderful thing - but it's not exactly cheap. Seeing the world can be an expensive hobby, and after a long hard couple of years, not everyone has cash sitting around to drop.

The good news is, though, that it is possible to live for free or cheap while travelling in the world. In fact, if you do it right, you can even get paid for it. That's right - easy living, sometimes very comfortably, can be combined with seeing the world. All it takes is some strategy and planning ahead. 

A great place to start is to look into house sitting or swapping. Everyone wants to travel - which means that all over the world, people are looking for house sitters and pet sitters to come stay at their place (for free or for wages) and look after their property. That means free accomodation, extra income, and a home base while exploring an entirely new area. House swapping is a similar concept (think Kate Winslet and Cameron Diaz in The Holiday) where two people or households will literally "swap" temporarily, each person staying at the other's home in a destination that they want to visit. This is a particularly great option if you run a short term rental or AirBnB out of your place. 

There is no shortage of volunteer opportunities around the world, so why not look into a chance to serve people and also see new sights? Tons of different organizations have long term options for people looking to volunteer in new places, and it's a fantastic way to better yourself and the world while getting to see entirely new areas. 

Plan a group trip with friends, family, or total strangers. Being a tour guide or trip leader doesn't require you to have local experience, and when you are organizing it, your trip expenses and income are often folded into the costs of other people on the trip. You can charge what you see fit - you're putting the work in. 

Whatever you're fluent in, there's a spot for you. There are opportunities for you to work as a language teacher all over the world. People are constantly looking for educated teachers, but the qualifications are often not very extensive. Being a native speaker is really all you need to get started. 


The world is out there, just within your grasp. Don't even think about giving up before you've started. 


What are you waiting for?

Recommended Book

How to Travel the World on $50 a Day

Jan 06, 2015
ISBN: 9780698404953

Interesting Fact #1

Money spent on travel dipped by 64% in 2020 as compared to the year prior.


Interesting Fact #2

82% of Americans travel to relax.


Interesting Fact #3

10% of people admit to getting travel destination inspiration from Instagram.


Quote of the day

I would rather own a little and see the world than own the world and see a little.

- Unknown

Article of the day - How To Travel The World And Make Money

These days it might seem like everyone wants to travel the world. But unless you are independently wealthy, who has vacation time to spend months backpacking Central America or motorcycling across Laos?

Enter: long term travel paired with paid (and sometimes volunteer) gigs. Because not everyone with wanderlust has trust fund. Or is an influencer.

The idea is simple. Save up enough money to travel long term and then stretch your dollars (and your time off) with jobs as you go.

For this list, I avoided jobs that typically fall under digital nomadism, like financial trading or marketing. Although the ability to work remotely has revolutionized expat life and lead to concepts like crypto nomadism, those kinds of jobs require a different skillset. Being a digital nomad is largely determined by your occupation and if it is possible to work remotely. Instead, I wanted to focus on jobs that anyone could do while traveling or living abroad.

I’ve broken up potential opportunities into two categories: volunteer work where you receive room + board in exchange for labor, and actual jobs that pay you money while you’re traveling long term. This post will focus on work opportunities in exchange for money, while the next will highlight volunteer positions in exchange for room and board.

Making money while traveling the world

Unless you become an influencer or plan on writing a killer blog, not many people are able to travel full time and make good money. You can make decent money along the way to fund additional adventures or spend more time abroad, but you likely won’t be pulling six figures.

But that’s ok. Because sometimes life is about the experience and not the paycheck. And if you’re able to serve beers in Australia for six months to fund a Bali surf trip, it won’t matter that you didn’t pull $120,000 last year. 

1. Teaching English abroad

For native speakers with a bachelor degree, teaching English is one of the easiest ways to work abroad. It offers you the ability to spend a significant amount of time in a country, while (sometimes) making good money.

Francesca Murray, the multimedia journalist behind One Girl One World, moved to Martinique to teach English when she was 27. The gig was meant to be year-long adventure to build content for her blog, but soon snowballed into much more. She is now known as the American expert on the island, and even published the world’s first English language guide to Martinique. She says that teaching English abroad “is an incredible way to fully immerse yourself in a culture .”

The type of work and requirements varies widely between countries and schools. Nearly every reputable job will require a Teaching English as a Foreign Language or TEFL certification course.

Outside of the TEFL certification, requirements vary widely between countries and schools.

For example, Middle Eastern countries like Saudi Arabia or the United Arab Emirates usually require prior teaching experience, while Asian countries like South Korea, Japan and China, mostly do not.

Salaries vary widely depending on what region you’re interested in and your individual background. ESL teachers in Oman report taking home around an extraordinariy $40,000 a year, as income isn’t taxed and housing is provided. Others places like South Korea or Japan offer a low cost of living and high salaries, so English teachers there have been able to save thousands a year. On the opposite end of the spectrum, teachers in European countries like Czech Republic, Italy or Spain report salaries that cover expenses, but not much else.

Use websites like Dave’s ESL CafeTransition’s AbroadSerious Teachers or to find a job teaching English abroad. More resources include teacher Nicole Brewer’s book on the subject and Nomadic Matt’s list of best places to teach English overseas. Experts also recommend looking on Facebook for ESL teacher groups in your intended country.

If the idea of trolling message boards or finding individual schools to apply to is exhausting, consider using a recruiter. They will match your requirements (salary, location, benefits) with appropriate schools. Usually, schools pay the recruiters’ fee so it isn’t an additional cost.

Although in general people have good experiences with these kinds of programs, there are some bad actors. Check with current teachers and read school reviews online before committing to anything. Read the fine print in a contract, as any vagueness will usually be interpreted in the school’s best interest. You’re likely less aware of local work culture, so it’s important to ask questions before you arrive.

Former teachers also caution against any school that asks for money before you arrive. This is a job and you should not have to pay for that opportunity. Other red flags include programs that require you to work on a tourist visa, and don’t offer benefits like a flight home, a housing allowance or medical benefits.

2. Working Holiday visa

If you want to spend significant time working abroad, but aren’t interested in teaching English, a working holiday visa program is a great option.

Working holiday visas “are the easiest way to experience a new culture,” said Tommy Walker, the British travel blogger behind The Wandering Walker. During his twenties, he lived in New Zealand, Australia and Hong Kong thanks working holiday visa programs. “You get to earn money, travel to a new place and save for a new adventure.”

Depending on your nationality, and age, the program allows you to live in a foreign country, and work a nonprofessional job like bartending for a set amount of time, usually between six to 24 months. An added benefit is that (usually) you can stay in one country much longer than if you entered with a normal tourist visa.

Participating countries view the program as a way to encourage longer term tourism while promoting cultural awareness. If you are unsure of your intended career path, or just want a break from the typical grind, a working holiday visa is a great way to move abroad and make money. Applicants usually must be between 18 to 30 years old, although each country has its own guidelines.

Logistics of the program varies widely depending on your own nationality, as well as the country you wish to travel to, so do your homework beforehand. Unfortunately, since the United States does not offer a working holiday visa program of its own, many countries do not offer Americans this visa. For now, Americans are limited to Australia, Ireland, New Zealand, Singapore and South Korea. 

3. Hustle

Finding odd jobs in a foreign country is much more intrepid than a working holiday visa or becoming an ESL teacher. And while the path isn’t as clear – there’s no book on how to convince a hostel owner that they really need your artistic expertise – it can be very rewarding.

Long term backpackers turned liveaboard luxury yachters Kach and Jonathan Howe spent years exploring Central America and Asia. Although the Filipina and British couple now are in a different life stage – the one where you live on a luxury yacht – there was a time where they hustled for their adventures, picking up odd gigs as they traveled across continents.

Blogging about their adventures on Mr & Mrs Howe, the pair boasts a gamut of jobs from their backpacking days, from teaching English to waiting tables to managing social media for hostels. After years of slow travel, their biggest piece of advice is that you should invest in new skills if you want to travel and work at the same time

“Working, volunteering, or joining a workaway program… is a great way to get deeper into a place,” says Kach Howe, 30. By engaging with the local economy, Howe says that she and her hubbie ended up staying longer in places than expected, meeting new people and “finding out about things that we might otherwise have breezed through having only seen a handful of highlights from the guidebook!”

While traveling around South America in 2014, they relied on yoga and massage to fund their journey, as teaching English was not very lucrative. Sticking to bigger cities where they could more easily break into a market, the pair made their way around the continent, relying on their Tantra Yoga and Ayurveda massage certifications to help bring in business.

Question of the day - Would you ever work overseas?

Money & Finances

Would you ever work overseas?