Medical emergencies are unforeseen. You must have a contingency plan. The best thing is to have a health insurance policy for your family. It protects against financial liabilities and restores physical well-being. But how? It covers treatment costs and other medical expenses, which can dig into your finances. Let us understand the coverage, benefits, and the reason for buying a health insurance policy in the UAE.
UAE Family Health Insurance Policy Inclusions
When you buy a family plan from a registered entity or insurance service provider, verify the coverage options and benefits of the policy. Most health insurance plans in the UAE cover the cost of hospitalization, surgery, laboratory tests & diagnostics, medical imaging, prescription drugs, emergency transportation, and outpatient treatments. Other standard inclusions are as follows:
- Hospital stays
- Ambulance charges
- Vaccinations
- Maternity benefits
- ICU charges
- Operation theatre costs
- Outpatient doctor consultations
- Dental treatment costs
Key Elements in a Family Insurance Plan
A comprehensive medical insurance policy protects your family by covering the expenses of treatments at hospitals in the network. You can purchase a cashless or reimbursement plan. In a cashless plan, you do not pay anything out of your pocket. Your health insurance company takes care of the basic formalities, paperwork, and costs. It offers peace of mind. You know that your loved ones are safe and protected. Moreover, you have access to a network of the best hospitals in Dubai, Abu Dhabi, Sharjah, and Fujairah. Whether emergency care, inpatient, outpatient, or maternity services, you get all.
NOTE: The health insurance policies in the UAE are controlled and regulated by the Dubai Health Authority (DHA).
How to Choose the Best Policy?
Contact an A-rated insurance aggregator firm that partners with and lists top health service providers in the United Arab Emirates. When you submit your requirements online, they send FREE quotes to compare. You can buy a policy within minutes by paying the yearly premium amount. BuyAnyInsurance is an aggregator, offering quotes from top insurance companies like Takaful Emarat, Dubai National Insurance, Orient Takaful Insurance, Dubai Insurance, and more.
Final Words
If you want to buy a family health insurance UAE, read the cover documents carefully before committing to a service provider. It ensures transparency. Choose from a range of policies that cover basic and critical illnesses that match your specific requirements. Therefore, the choice of the insurance company is crucial.
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