The 1% per day phenomenon: If you have $1 million, you don't need to go up every day, you only need to earn 1% to leave the market, then with 250 trading days per year, your assets can reach $12,032,000 in one year, and in two years you will be sitting on $145 million. This demonstrates the miracle of compound interest.

The 200% per year phenomenon: If you have 1 million dollars and a 200% annual rate of return for five consecutive years, then after five years you can also have 243 million dollars in personal assets, obviously such high returns are very difficult to sustain.

Replacement or fixed investment phenomenon: suppose a fund net value of 10 dollars when you bought 10,000 dollars. The next month, when the net value of the fund falls to $5, you buy another $10,000 dollars. The cost of your position is $6.67, not $7.50. This demonstrates the attraction of a fixed investment in a fund that can reduce the cost of your position dramatically.

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