As a trucking company or car owner in California, it's essential to have the right insurance coverage to protect your vehicles and assets. California has specific regulations and requirements when it comes to trucking and auto insurance, making it crucial to understand the differences between the two.
Trucking Insurance in California: What You Need to Know
California has some of the most complex trucking regulations in the country, and trucking insurance is no exception. If you operate a commercial vehicle in the state, you'll need to comply with California's minimum insurance requirements. These requirements include:
$750,000 in general liability coverage
$1 million in cargo insurance
$1 million in public entity/employee claims coverage
trucking insurance California also covers damage to your vehicle, cargo, and equipment. It's essential to choose an insurance provider that offers comprehensive coverage and has experience working with trucking companies.
Auto Insurance in California: What You Need to Know
Auto insurance in California is different from trucking insurance, as it's designed for personal vehicles rather than commercial ones. California requires all drivers to have minimum liability coverage of:
$15,000 for bodily injury per person
$30,000 for bodily injury per accident
$5,000 for property damage
Auto Insurance California also covers damage to your vehicle and provides financial protection if you're involved in an accident.
Why You Need Both Trucking and Auto Insurance in California
While trucking and auto insurance have some differences, both are essential for protecting your vehicles and assets. Whether you're a trucking company or a car owner, you need to ensure you have the right coverage to comply with California regulations and protect yourself financially.
Protecting your vehicles and assets is crucial in California, where regulations are strict and accidents can happen unexpectedly. At CoveredByUs.com, we offer comprehensive trucking and auto insurance solutions tailored to the unique needs of Californian drivers. With our expertise and experience, you can rest assured that your vehicles are protected. Contact us today to learn more about our insurance options and get a quote.
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